Take Control of Your Finances Without the Overwhelm
If you have ever looked back at your bank statement and wondered where your money went, the Dumb Money Decisions Avoid Checklist was created exactly for you. This simple yet powerful digital checklist helps you recognize and stop dumb money decisions before they sabotage your goals. Designed to be practical, easy to follow, and instantly actionable, this checklist gives you a clear framework to build smarter financial habits without complicated jargon or unrealistic rules.
What’s Inside the Checklist
- Strategies to avoid impulse purchases, including a 24-hour rule for non-essential spending
- Clear guidance on how to prioritize your emergency fund and build savings consistently
- A focused approach to paying off high-interest debt faster and more efficiently
- Simple methods to track your spending using apps or spreadsheets
- Tools to stay true to your financial goals with regular reviews and adjustments
Why This Checklist Works
This digital download is perfect for beginners, busy professionals, students, or anyone who wants to stop repeating dumb money decisions and start feeling confident with their finances. Unlike long eBooks that often go unfinished, this checklist is designed for quick reference and daily use. You can print it, save it to your phone, or use it digitally to stay accountable.
What makes this resource different is its clarity and focus. Instead of overwhelming you with theory, the Dumb Money Decisions Avoid Checklist breaks financial improvement into small, realistic actions you can implement immediately. It helps you identify leaks in your spending, protect your future with savings, and align your money with what truly matters to you.
Benefits You’ll Experience
- More control over your spending habits
- Reduced financial stress and anxiety
- Faster progress toward savings and debt freedom
- Clear direction for smarter financial choices
Download and Start Making Smarter Money Moves Today
If you are ready to stop making dumb money decisions and start building better habits with confidence, this checklist is your next smart step. Download the Dumb Money Decisions Avoid Checklist today and give yourself a simple system that supports your financial success every single day.
SHIPPING
We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.
Do you ship worldwide?
Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.
What about customs?
We are not responsible for any custom fees once the items have been shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.
How long does shipping take?
Shipping time varies by location. These are our estimates:| Location | *Estimated Shipping Time |
|---|---|
| United States | 5-20 Business days |
| Canada, Europe | 5-20 Business days |
| Australia, New Zealand | 5-20 Business days |
| Central & South America | 5-25 Business days |
| Asia | 5-20 Business days |
| Africa | 5-25 Business days |
Do you provide tracking information?
Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.
My tracking says “no information available at the moment”.
For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.
Will my items be sent in one package?
For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.
If you have any other questions, please contact us and we will do our best to help you out.
RETURNS
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of tupira.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of tupira.com.
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of tupira.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of https://tupira.com
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Customer Reviews
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Worth it fr
Ever since I started using this checklist, my financial life has taken a positive turn. The simplicity of the design is what makes it so effective - no complicated terms or concepts, just straightforward advice that anyone can follow. It's helped me identify and avoid common money mistakes, making budgeting and spending control so much easier than before.
This planner is simple yet effective. It's helping me to budget wisely and control my spending habits.
Big win
I love how straightforward this guide is, no complicated jargon just clear advice on avoiding bad financial decisions.
My personal finance game has seriously improved thanks to this handy tool! 💪
I'm not usually one to write reviews but this personal finance planner deserves all the praise! It's been instrumental in helping me gain control over my finances. The guide is simple to understand yet packed with valuable tips for avoiding poor decisions when it comes to money matters. My spending habits have improved significantly and I feel more confident about managing my budget now.
this little gem has helped me avoid so many dumb money moves. it's easy to use and understand, can't recommend enough!
10/10
No more impulse purchases for me! The checklist keeps me accountable and helps curb unnecessary spending
👍 This checklist has been a real lifesaver. I've stopped making those silly money mistakes and my finances are in better shape now.
SOLID !!
finally found something that makes managing money less daunting...this planner does exactly what it promises - simplifies budgeting & prevents poor decisions 😊
Packed with practical tips, this guide made the confusing world of finance much easier for me to navigate.
This tool has truly revolutionized how I handle my finances. No more reckless spending or regrettable purchases – thanks to the easy-to-follow advice on this checklist, I've learned how to make smarter choices with my money. What's great is that it doesn't complicate things; instead, it simplifies complex financial concepts into actionable steps for better budgeting and saving practices.
Life saver
Avoiding dumb money decisions? Yes please! This checklist is a must-have if you're serious about getting your finances in order
i was always making foolish choices with my cash but not anymore thanks to this awesome guide ❤️
The simplicity of this product really appeals to me. It takes all the guesswork out of handling my finances effectively.